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How to Apply
Home Ownership
The Greater Erie Area Habitat for Humanity builds homes in partnership with qualifying partner families and the community, and then sells the homes at no profit with zero percent interest mortgages.
There are three main requirements that a partner family must meet:
- Ability to Pay: Partner families must meet the income guidelines based on their family size and meet the debt-to-income ratios
- Willingness to Partner: Partner families are families that are willing to work with the Greater Erie Area Habitat for Humanity. Requirements include completing a minimum of 300 hours of sweat equity, meeting monthly with a budget coach, attending homeownership preparation classes, and attending credit counseling among other things.
- Housing Need: During the application process, our Family Selection Committee will visit applicant families in their homes and determine the need for housing. Need can include overcrowding, physical/structure deficiencies, and/or cost burden.
Program Application Sessions occur twice a year; once in the spring and again in the fall. At the session prospective families will learn more about the program and complete an application which begins the family selection process.
Next upcoming Application Session:
The application window is NOW open. Potential applicants may start calling the Habitat office at 454-7025 to request an application. The window will close on Friday, September 29, 2017 for the fall session. Applicants must attend one of two application sessions on either Thursday, October 5, 2017 at 5:45 pm at the Habitat office at 413 East 9th Street or Saturday, October 7, 2017 at the Admiral Room at the Blasco library. You need to RSVP.
You may call our office at 454-7025 to request a packet of information beginning August 15, 2017. This packet will include the list of what to bring with you to the application session. Once you receive your packet and wish to attend, reserve your space by the calling the office to confirm your attendance.